7 Best Debt Settlement Affiliate Programs That Pay Good (2024)

Last updated on October 16th, 2018 at 02:29 pm

Millions of Americans are looking for debt relief, this is why the finance niche is so popular. Today, we’ll be looking at some of the best debt settlement affiliate programs that are worth promoting.

Affiliate marketing allows you to earn money without creating your own product or dealing with customer service. Here are some great affiliate marketing training programs that will help you increase your earnings without a lot of effort.

Why The Debt Settlement Niche?

Unfortunately, 1 in 1 in 5 Americans have more credit card debt than savings. This is why so many people are looking for ways to increase their income from home.

If you can find a way to tap into the debt settlement niche, you have the opportunity to earn a lot of money. After doing some research, I found some profitable sub-niches that you could enter today that are NOT overly saturated.

I currently use KWFinder to help me find these low competition keywords for you. I’ve also used SEMRush in the past, but KWFinder is more affordable. Let’s take a look at some profitable sub niches for you to start.

At the time of this writing, all the keywords are easy according to KWFinder.

Credit solutions – 5400 searches
Credit collection services – 5400 searches
Debt free living – 2900 searches

The best keyword I found was debt counseling which gets over 9900 searches. You can grab your FREE trial to get 5 free searches daily.

You can also go a different direction and find keywords related to student loan forgiveness. More Americans are burdened by student loans than ever, up six percent from the previous year.

This is an extremely competitive niche, this is why it’s important to use KWFinder to help you uncover low competition keywords that you can actually rank for.

Otherwise, you’ll end up doing what I did. I wrote tons of articles on this blog that I’ll never rank for because I didn’t do proper keyword research.

Trust me, it sucks to waste so much time writing blog posts that no one will ever find in the search engines.

Affiliate Networks to Join

One of the first things you need to do to start promoting these programs that I share, is to create a free publisher account on ShareASale and FlexOffers.

7 Best Debt Settlement Affiliate Programs That Pay Good

National Debt Relief

National Debt Relief is one of the largest and most reputable indebtedness settlement companies, that has been helping thousands of Americans with liability relief.

They are dedicated to helping people through their hard financial times through education and individual customer support.

If you’re looking for a better way to resolve your liability problems without filing bankruptcy, they can help you. They have successfully negotiated thousands of settlements for thousands of creditor and collection accounts.

This is a high paying affiliate program that offers a pay per lead program. As an affiliate, you have the opportunity to earn $27.50 per lead. (without ever making a sale)

Why You Should Promote National Debt Relief

If the content on your site covers any type of finance, debt consolidation, credit counseling, or personal finance, you have the opportunity to earn great commissions.

They also offer a two-tier affiliate program. You can make 12% commissions on all affiliates you refer.

Freedom

Freedom was started in 2002 with the intention of helping people overcome encumbrance so they could achieve financial freedom.

Their goal is to provide consumers with successful solutions for personal loans, mortgage shopping, and debt relief.

Their staff is compassionate to their customer’s needs. They act with integrity with every client.

You have the opportunity to become their partner and promote their program as an affiliate. They have currently resolved over $8 billion in deficit, which is more than another company in the United States.

They have helped over 500,000 consumers take control of their finances. The goal is to help their customers reduce their deficit, build wealth, and achieve financial freedom through their financial services and education.

As an affiliate, you’ll have the opportunity to join this debt free affiliate program and get paid on a lead generation commission.

Their program is managed through FlexOffers where affiliates have access to real-time reporting, creatives, and other marketing tools to help you get started promoting.

URL: Join FlexOffers to Start Promoting
Cookie: session based
Commission: $15 – $30 pay per lead

Why You Should Promote Freedom

Pay per lead programs is easier to profit with. You don’t have to worry about selling anything and they’ve optimized their website for the highest conversions.

American Debt Enders

American Debt Enders has been in business since 2006, without receiving a single valid complaint. Customers have the opportunity to share their feedback about the interaction with their company on the Netcheck and IKARMA websites.

They offer their customers free credit counseling. And were one of the first companies in the nation to offer multiple liability relief programs and solutions under the same roof.

ADE is dedicated to helping people achieve financial freedom by getting rid of their financial deficit. They currently offer non-profit debt consolidation, credit restoration, free telephone bankruptcy counseling, andencumbrance settlement.

They are members of Netcheck, which is better than the Better Business Bureau.

You have the opportunity to join ShareASale to promote this program to your loyal audience. This program offers affiliates multiple ways to earn money. You can earn $125 per enrollment, $20 for every qualified lead, and $12.50 for every lead that qualifies for their:

Payday Loan Relief Program
Non-Profit Debt Management Program
Federal Student Loan Help
Bankruptcy

The great thing about pay per lead affiliate programs is that you don’t have to make any sales. You send your traffic to the website and earn a commission whenever someone fills out a short or long information form.

Why You Should Promote American Debt Enders

This debt affiliate program offers you multiple ways to earn money online. The American Debt Enders has a power rank of 1000+ on ShareASale, with a $74.46 EPC (earnings per click).

Curadebt

Cureadebt helps you get Indebtedness relief for credit cards, medical bills, and other unsecured debt. They are rated the number one among theencumbrance settlement companies and tax debt relief companies by the Consumer Watchdog.

Curadebt has counseled over 180,000 people since 2000. Their team is dedicated to helping small businesses, individuals, IRS, and State tax solutions. The tax team has over 100 years of combined experience with 83 years experience coming from working with the IRS or other taxing authorities.

The Curadebt affiliate program offers high commissions. You have the opportunity to earn via sales and pay per lead signups.

Their lucrative pay per sale campaign pays affiliates $350 – $500 per signup. The $25 pay per lead commission comes with a $100 bonus per signup.

URL: Join The CuraDebt Affiliate Program Via ShareASale Program
Cookie: Neverending
Commission: $350 per sale, $25 per lead

Why You Should Promote Curadebt

This is a great debt referral program that pays high commissions. The more sales you make the more you make. You also have the opportunity to earn 10% for referring other successful affiliates.

LendKey

LendKey was founded in 2009 after the Great Recession. They invested over 30 million dollars to create an innovative lending platform to help lenders and their customers build a profitable lending business.

Their company has serviced more than $1.75 billion in loans on behalf of hundreds of credit unions and banks. They help their customers save money on your loans, so you can do what you want in your life.

LendKey offers some of the most competitive payouts and rewards their top affiliates with bonuses and higher commissions.

Customers can apply for loans to help them pay for school, refinance student loans, and make home improvements.

The 24/7 real-time partner analytics will help you know how your traffic is performing. You can use your analytics to help you improve your conversions.

LendKey offers some of the highest approval rates for online loans. This means that you have a better chance of making commissions from your marketing efforts.

URL: https://www.lendkey.com/affiliates/
Cookie: You’ll have to ask when you sign up
Commission: $20 – $200

Why You Should Promote LendKey

The LendKey affiliate program or refer a friend program can earn you up to $50 for every person who qualifies for a loan and was directed via your link. There are no limits to the amount of money that you can make with this program.

Guardian Debt Relief

Guardian Debt Relief is a debt negotiation company that is stationed in the heart of New York’s financial district. They specialize in liability negotiations but also provide financial education by experts in the field.

Their main focus is to help their customers take control of their financial situation. They have built a successful resource to help their customers build healthier spending and saving habits, which include managing finances, better budgeting, and other tips and tricks to take control of your finances.

The Guardian Debt Relief affiliate program offers affiliates to earn through multiple methods. You have the opportunity to earn $32qualifyingiying lead, $45 per pay call lead, $325 per signup, 15% per referral commission.

You can get started promoting this program via the ShareASale network that offers affiliates real time reporting, and marketing tools to help you promote this program.

URL: Sign up Guardian Debt Relief
Cookie: 45 days
Commission: $32 per lead, $45 per pay per call lead, $35 per signup

Why You Should Promote Guardian Debt Relief

They offer some of the highest commissions and you have multiple ways to earn. deficit negotation is a positive alternative to bankruptcy, credit counseling, and debt consolidation loans.

Their customers do not have to pay any upfront fees, which will help increase your conversions.

Christian Debt Network

Christian Debt Network helps to get control of their finances and enjoy life. They understand that debt settlement has been around since Biblical times.

Indebtedness can become a problem quickly in today’s society. Families are using credit cards to help liquidate medical debt and then transfer those charges to another credit card.

Most Americans live on a fixed budget and can not survive financial emergencies that arise. Christian Debt Network will help you take control of your finances. The first step is to find out what you owe.

The affiliate program is managed through the ShareASale network. Affiliates will have access to an online portal with real time analytics, creatives you can use for your website, social media or other channels.

URL: Join the Christian Debt Network
Cookie: 30 days
Commission: $30 per lead

Why You Should Promote Christian Debt Network

You can help families find the needed liability relief and earn competitive affiliate payouts. They have optimized their website for high conversions, all you have to do is send your traffic to their site.

How to Get Started

Now that you know this is a profitable niche, it’s time to make the decision to get started. First step is to get your self-hosted WordPress blog setup.

Once you get that completed, it’s time to learn about affiliate marketing. I highly recommend you invest in a reputable training course that will help cut down on your learning curve.

Not Ready to Invest?

That’s okay, you can still have success if you follow these steps. Just remember, building a profitable affiliate website takes time and comes with a learning curve. However, if other people have been able to do it, there’s absolutely no reason you can’t.

Write Content

One of the most important things for any blog is writing amazing content that helps your audience. You’ll want to make sure that you’re writing content on low competition keywords that will eventually bring you some organic traffic.

Related: 35% Growth In Free Traffic With 3 Simple Steps With SEMRush

Promote Your Blog Posts

I’m a big fan of SEO traffic because it can be one of the best types of traffic. The downside is that it can take a lot of time to start seeing organic traffic to your blog. This is why you need to focus on other traffic methods to help you get the word out about your blog.

Develop Patience

One of the reasons that I have failed with so many blogs is because I wasn’t patient enough. I would start a blog and if it didn’t make any money in the first 5 months, I would scrap it and jump to the next shiny object.

There is no substiture to peristence and patience. Unfortunately, your blog won’t become a success overnight. It’s going to take a lot of hard work, to see the results you want.

Quick Outline of What You Need to Do:

Get a specific idea of what you want to promote, as you can see, this can be a profitable niche if you take the time to find a sub-niche without a lot of competition.
Register your domain name on NameCheap and then head on over to SiteGround to install your self-hosted WordPress blog. Pro Tip: Save money on your hosting by paying for more than one month.
Don’t spend too much time on the design of your blog. Put your head down and write some amazing helpful content for your audience and focus on promotion.
Take the time to find low competition keywords that you find with KWFinder.
It takes time to grow a blog, so keep your head down and rinse and repeat. As long as you’re treating your blog like a business, you will eventually start to see growth.

Final Take Away

Affiliate marketing can be a great way to monetize a blog. If you have a strategy in place, there’s absolutely no limit to the amount you can earn.

The important thing to remember is that it takes time to build a profitable affiliate website. Whatever you do, give it the necessary time and work hard to build your online portfolio.

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Have you started a blog? If so let me know if you’re in the finance niche and how you’re monetizing it, I’d love to hear your story.