If the mortgage is not paid, the creditor can take your house. If you have other types of debt, your home is usually safe.
If you own a home and stop paying your mortgage, the creditor can file a foreclosure action and force a sale of your home. You agreed to this when you took out the loan. Your home provides security to the lender that you would pay back the debt.
If you owe money for most other debts like credit cards and medical bills, you (usually) did not sign a security agreement. So, the creditors cannot seize your home to pay the debt. But, if you want to sell your home and creditors have filed judgments for unpaid debts, you may need to pay those debts before the sale.
Free Help with Landlord-Tenant Issues
Are you a Hillsborough County renter having housing problems? Help is available!
The Hillsborough County Housing Stability Program provides Hillsborough tenants the knowledge, resources, and services to effectively, efficiently, and amicably solve their disputes with their landlords outside the court system.
The Legal Information Center is a free program to provide information to people who are representing themselves in Family Law cases in Hillsborough County. Get the information you need to make an informed decision about your case.
Upcoming Legal Clinics
Typically, every Monday 1 p.m.-4 p.m. and every Wednesday 9 a.m.-11:30 a.m.
Location
Pinellas
The Campbell Park Legal Clinic is a free program that provides housing and family law advice and assistance to residents in St. Petersburg, FL (Pinellas County).
Various days and times
Location
Virtual,
Hillsborough,
Pasco,
Pinellas,
Manatee,
Sarasota
The Medical-Legal Partnership with Bay Pines VA provides free legal assistanceto veterans, and spouses or adult children of a veteran, who receive medical care at the Bay Pines VA or live in Hillsborough, Pasco, Pinellas, Manatee, and Sarasota counties
Typically, the first and third Friday of the month.
01:00 pm - 04:30 pm
Location
Virtual,
Hillsborough
The Medical-Legal Partnershipprovides veterans enrolled for care at Haley with access to free legal advice, intervention, and representation when they cannot otherwise afford a lawyer.
Apply for Services
If you live or have a case in Hillsborough, Pasco, Pinellas, Manatee, or Sarasota counties, we may be able to help.
Call (800) 625-2257 to apply for service.
Florida Senior Legal Helpline: (888) 895-7873
Florida Veterans Legal Helpline: (866) 486-6161
TTY: (800) 955-8771
