Consumer Math and Financial Literacy Activities & Projects GROWING BUNDLE (2024)

This GROWING bundle now includes 8 different projects and 1 mini-lesson. The bundle provides a nearly $20 savings!

This GROWING bundle provides teachers with activities and projects for Financial Literacy - checking, savings, credit cards, credit scores, consumer math, monthly budgets and earning statements!

Teaching personal finance and consumer math to middle and high school students can be difficult because the amount of quality resources that are practical and relevant are hard to find. Schools need to do a better job of teaching students to be financially literate and better consumers. Consumer math can be very confusing particularly for students who have very little experience. That's what this GROWING bundle is all about!

All projects within this bundle have been updated to also include a Google Classroom version in addition to the original print-friendly version!

  • The Credit Card Project (Google Classroom version included) provides a simple look at how credit cards work, how credit card companies make money, how payments work, and how to use them responsibly. The file includes a project with worksheets, links to videos about credit cards, information about credit cards, a sample credit card statement and a rubric to grade the project. It is set up with different activities so that the project can be completed at home or at school depending on your preference. This is a great introduction to credit cards for any student!
  • The Savings Account Activities (Google Classroom version included) provides a simple look at how savings accounts work, how banks make money and how to calculate interest. The file includes worksheets, links to a video about bank accounts, a sample bank statement, sample deposit and withdrawal slips, a glossary of important terms and questions about simple and compound interest. It is set up with different activities so that they can be completed at home or at school depending on your preference. This is a great introduction to banks and savings accounts!
  • The Earning Statement (Google Classroom version included) includes an example of a realistic earnings statement along with 18 questions regarding the understanding of how to read one and an answer key. This is a great way to help students understand taxes, social security, income, retirement, etc.
  • The Room Renovation Project (Google Classroom version included) allows students to put some basic math concepts to use in a real-life project. Students will use arithmetic, spatial reasoning, budgeting concepts, consumer math, technology and organizational skills to create a room remodel. Students will draw a blueprint of their room, select paint color, select a new floor and fill up their room with furniture all while staying under budget! They will even have an opportunity to create a 3D model of their remodeled room.
  • The Checking Account Project (Google Classroom version included) contains many activities meant for middle school and high school students. It includes activities to help students understand parts of a check, debit cards, how to write checks, how to endorse and void checks, how to keep a running ledger and even an online ATM simulator to practice using an ATM!
  • The Buy a Car Project (Google Classroom version included) contains many activities meant for middle school and high school students. Consumer math can be very confusing particularly for students who have very little experience. This project contains activities to help build a greater understanding of what goes into buying a car, how it works, and what a buyer has to consider before making such a large purchase. It explores the different aspects of car buying including searching for a car online, getting a car loan, the advantages of a new vs used car and the true costs of owning a car for 5 years.
  • In the Lemonade Stand Project (Google Classroom version included), students will set up a successful lemonade stand using the Lemonade Stand Game online (link provided). Students will determine how much it will cost to make the lemonade, how they will make the lemonade and how much to charge for each cup. The project materials help to guide students to understand how to make the best business decisions and to track their progress. They are able to use their own data tracker to see what works, what didn't and how to make adjustments to improve profits. It is a great way to learn about the fundamentals of economics and becoming an entrepreneur.
  • The Credit Score and Credit Report Project (Google Classroom version included) contains many activities meant for middle school and high school students. The objective of this project is for students to get a basic understanding of credit scores, credit reports and how to improve a credit score so that they can become smarter consumers. Students will be responsible for watching a series of videos and doing activities which can be compiled into a project. You may also break the project up into mini-lessons and activities rather than compiling them all into one project. I believe that for students to understand the importance of a credit score, they need to first understand why having a high score is so important and what choices can positively and negatively impact that score.
  • The Personal Finance and Budgeting Project (Google Classroomversion included) contains many activities meant for middle school and high school students. The objective of this project is for students to develop an understanding of budgeting and personal finance. They will gain practical knowledge and hands-on experience in managing money effectively to achieve their financial goals. It is a perfect addition to any unit or course involving financial literacy and consumer math.

NOTE: I have added a new resource each school year. I recently added a new Financial Literacy project that I am so excited to add to this bundle. I will continue to add new activities. You get all revisions and updates free of charge. Buy now before the price goes up!

You can also click on each individual unit which is included in this bundle by clicking below:

  • Credit Card Project
  • Understanding a Paycheck
  • Lemonade Stand Project
  • Savings Account Activities
  • Room Renovation Project
  • Checking Account Project
  • Buy a Car Project
  • Credit Score and Credit Report Project

If this bundle is too much, you can consider the other bundles with fewer projects:

Consumer Math and Financial Literacy Activities & Projects GROWING BUNDLE (2024)

FAQs

Is consumer math high school math? ›

Course Description: This high school course prepares students as consumers, and also takes a look at some other math applications in our everyday lives. This complete online course was created using three base courses from which the lessons and assignments are drawn.

Is financial math the same as consumer math? ›

Consumer math and financial literacy are not the same. They're different types of math aimed to prepare students to deal with mathematical problems that they would find in real life.

What kind of math is financial literacy? ›

Mathematics and Everyday Money Management

Teach kids about percentages when calculating discounts, fractions when dividing a budget, and multiplication when determining savings over time. These practical applications instill a deeper understanding of mathematical concepts while navigating real-life financial scenarios.

What do you learn in math Data and financial literacy? ›

In Mathematics for Data and Financial Literacy Honors, instructional time will emphasize five areas: (1) extending knowledge of ratios, proportions and functions to data and financial contexts; (2) developing understanding of basic economic and accounting principles; (3) determining advantages and disadvantages of ...

What is the hardest math class in high school? ›

#1.

When it comes to the hardest math class in high school, the debate often centres around the relative difficulty of Advanced Placement (AP) Calculus and International Baccalaureate (IB) Higher Level Mathematics.

What is the lowest math class in high school? ›

Algebra 1. This is the first high school math class when you enter the first high school year. In this course, you'll study topics ranging from expressions, systems of equations, functions, real numbers, linear questions, polynomials, quadratic equations, and functions.

How hard is financial math? ›

Is the math hard in finance? When calculating the math with financial equations it is pertinent to know all characteristics to substitute into the formula. In order to use any formula, the principal, rate, and time are needed to help calculate overall interest. Thus, no calculating the math is not hard.

What is another name for consumer math? ›

Business mathematics, sometimes called commercial math or consumer math, is a group of practical subjects used in commerce and everyday life. In schools, these subjects are often taught to students who are not planning a university education.

What year do you take consumer math? ›

This course can be taken in a variety of circ*mstances including as a 4th year mathematics course with or without taking Algebra II, to reinforce important concepts after taking Algebra I, for the benefit of understanding how mathematics relates to everyday life, or even as a part of a CTE Program of Study.

Is financial literacy hard? ›

Fewer than half are passing a basic exam on financial literacy—and the average test taker only answered 63% of the questions correctly!

Is financial literacy a hard skill? ›

Hard skills are specialized capabilities that involve hands-on practical knowledge, such as a skill set in a particular industry or profession. Examples of hard skills for MBA students include financial literacy to organizational management and public relations.

Is finance math heavy? ›

One thing that's for sure is the high amount of math you will need to study. Finance is a mathematical discipline, so if you aren't as comfortable with math as with other ways of thinking, you may find it more challenging. Additionally, finance also makes use of a vast, highly specific vocabulary.

What skills do you need for financial math? ›

Necessary Skills: in addition to effective communication skills and knowledge of asset classes, professionals in this area also require strong quantitative and mathematical modeling, coding, and analytical thinking skills.

How is financial math used in everyday life? ›

Some examples of financial maths include: Counting change at your local shop. The Stock Exchange, with major offices in New York, London, Bombay and Japan. Paying bills, such as utility bills or after a meal in a restaurant.

What is the most important math in finance? ›

Finance degrees will often cover more basic mathematical concepts such as algebra and statistics, as well as more industry-specific math courses such as probability and business mathematics.

What type of math is in high school? ›

Algebra, Geometry, Trigonometry, Pre-Calculus, and Calculus are the subjects you must consider. In need of help with mathematical studies?

What is the highest math offered in high school? ›

AP Calculus BC does tend to be one of the highest-level math classes offered at many high schools. However, it's not the same everywhere, and some schools do offer more advanced courses like multivariable calculus or linear algebra, but it's not very common.

What's another name for consumer math? ›

In a consumer math class, students build their personal finance skills through lessons focused on money management. Sometimes a consumer math class is called financial literacy or personal finance, and shares some of the same topics as these courses.

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