How to Setup & Use Digital Wallets with your Bank of America Cards (2024)

It’s time to try a faster, easier and secure way to pay.

How to Setup & Use Digital Wallets with your Bank of America Cards (1)

All the ways you can use your Digital Wallet

In-store

Pay without taking out your wallet, or bringing it with you.

Learn more

Online

Check out quickly in just a few clicks.

Learn more

In-app

Make purchases on your favorite apps a breeze with fewer taps.

Learn more

How to Setup & Use Digital Wallets with your Bank of America Cards (6)

Setting up your Digital Wallet to use in-store

Step 1

Add your Bank of America®cards to your Digital Wallet.
See how

Step 2

Look for the Contactless Symbol in stores – it’s how you know where to pay.
See where

Step 3

Hold your phone up to the symbol on the contactless terminal.

How to Setup & Use Digital Wallets with your Bank of America Cards (7)

Setting up your Digital Wallet to use in-app and online

Step 1

Add your Bank of America®cards to your Digital Wallet.
See how

Step 2

Shop! Just look for your preferred wallet’s logo at checkout.
See where

Step 3

When you’re ready to buy, simply click and log in with your ID to pay.

See Also
V&A Law

Secure shopping

$0 Liability Guarantee1

Just as with your plastic card, you are not responsible for unauthorized purchases, when reported promptly.

Enhanced Security

Your actual card number is not stored on your device or shared with most merchants.

CONTACTLESS ATM Get cash without your card

Adding your debit card to your Digital Wallet means you can get cash using your phone.Just select your card in your wallet and hold your phone over theContactless Symbolat any Bank of America ATM.

How to Setup & Use Digital Wallets with your Bank of America Cards (8)

We also support other digital wallets such as Garmin and Fitbit

How to Setup & Use Digital Wallets with your Bank of America Cards (2024)

FAQs

How do I use my Bank of America Digital Wallet card? ›

Setting up your Digital Wallet to use in-app and online
  1. Add your Bank of America® cards to your Digital Wallet. See how.
  2. Shop! Just look for your preferred wallet's logo at checkout. See where.
  3. When you're ready to buy, simply click and log in with your ID to pay.

How to set up a Digital Wallet? ›

You can save your payment cards on Google Pay Wallet and use it in stores or to make secure online purchases.
  1. From the Play Store, download the Google Wallet app.
  2. Open the Google Wallet app .
  3. Follow the setup instructions. If you're new to Google Wallet, you're asked to add a card the first time you open the app.

How do I link my card to my Digital Wallet? ›

Add new card
  1. Open the Google Wallet app .
  2. At the bottom, tap Add to Wallet .
  3. Tap Payment card. ...
  4. Tap New credit or debit card. ...
  5. At the bottom, tap Save and continue.
  6. Read the Issuer Terms and tap Accept.
  7. If you're asked to verify your payment method, choose an option from the list.

How do I access my Digital Wallet? ›

In the Google Pay app
  1. Open the Google Pay app .
  2. At the top right, tap your profile picture. Wallet. To find cards you've added as payment methods: Swipe left and right. To find other items you've stored in Google Pay: Swipe up from the bottom of the screen. To use any card, pass, or ID you've stored: Tap on it.

How do I spend my digital wallet? ›

How do digital wallets work? To use a digital wallet, users must unlock the wallet app using facial recognition, fingerprint identification, or a PIN code, and then select the stored payment method they want to use.

What is the easiest digital wallet to use? ›

Apple Pay - Best for iOS. Google Pay- Compatible with Both Android & iOS. Cash App - Beginner-Friendly Stock Trading App. Venmo - Ideal for Peer-to-Peer Payment Network.

Are digital wallets a good idea? ›

Are digital wallets safe? In short, digital wallets are safe, offering multiple layers of protection for every transaction. At the first level, each transaction made using a digital wallet is protected through a technology called tokenization.

Do I need a bank account for a digital wallet? ›

You can use a digital wallet instead of a bank account, but there are some significant caveats to consider. A digital wallet is essentially a collection of your payment cards in one place, but it could also be a place to keep cash, such as your Apple Cash or Venmo balances.

How do you pay with your phone? ›

Hold your Android device near the card reader and wait for the checkmark. Pay with your default card or select another. Google Pay will handle the rest. Order free stickers for your business to let customers know you accept Google Pay.

How to use digital debit card Bank of America? ›

How do I access and use my digital debit card? Log into the Bank of America Mobile Banking app, access the Manage Card Settings page and select Get my Digital Card. Then, tap the new digital card image to reveal the card number, CVV code and expiration date. Enter these numbers at checkout when shopping online.

How do I start a digital wallet? ›

The "HOW TO" Part. Here're 6 Steps on How to Make a Digital Wallet
  1. Step 1: Define Your Goals and Features. ...
  2. Step 2: Choose a Platform and Technology. ...
  3. Step 3: Create a User Interface. ...
  4. Step 4: Integrate Payment Gateways. ...
  5. Step 5: Implement Security Measures. ...
  6. Step 6: Test and Launch Your Digital Wallet.
Dec 14, 2023

How do I use my digital wallet virtual card? ›

When you check out on a website or make an in-app purchase:
  1. Choose the virtual card from your payment method options.
  2. Let Chrome or Android fill in the payment info automatically. You may be asked to verify your identity with a code, fingerprint, or other method.
  3. Check out as usual.

How do I use my digital wallet Visa card? ›

Here's how to make the payment:
  1. Open the digital wallet app at checkout.
  2. Select to pay with the specific virtual card.
  3. Point your smartphone at the digital-payment-enabled terminal.
  4. Confirm the purchase (by entering a password or tapping a button, as required by your digital wallet provider)
Aug 27, 2023

How do I transfer money from my digital card to my bank account? ›

Transferring money from a virtual card to a bank account
  1. Open your virtual card account on its app or website.
  2. Look for a Transfer money or Send money option on the dashboard and tap it.
  3. Select one of the bank accounts you want to withdraw money to or enter the bank account number and other required details manually.

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