'Does Venmo accept prepaid cards?': How to add a prepaid card to Venmo and use it to send money (2024)

'Does Venmo accept prepaid cards?': How to add a prepaid card to Venmo and use it to send money (1)

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You can use prepaid cards with Venmo, as long as it's from an accepted brand.

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Venmo, one of the most popular iOS and Android money transfer apps out there, makes it easy to pay friends and request money with the tap of a finger, all from your phone.

Of course, for this to work, the app has to be linked to a bank account, credit, or debit card.

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'Does Venmo accept prepaid cards?': How to add a prepaid card to Venmo and use it to send money (2)

'Does Venmo accept prepaid cards?': How to add a prepaid card to Venmo and use it to send money (3)

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Venmo can hook up to multiple cards, and this does include some prepaid cards - Venmo accepts prepaid or gift cards from American Express, Discover, MasterCard, and Visa. So, if you have a gift card from any of those brands, you can add them to your account.

Venmo's website does warn that there are some stipulations on this: "Cards may be declined by the card issuer or Venmo for funds availability or fraud prevention reasons. Also, some payment cards may require a zip code to be linked to your account." So, if adding a prepaid card doesn't work, those are probably the reasons why.

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However, in most situations, adding a gift card from any of the brands listed above should be no problem. Here's how to do it.

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iPhone 11 (From $699.99 at Best Buy)

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How to link a prepaid card to Venmo

1. Open the Venmo app.

2. Tap the menu button - the three horizontal lines - in the top-left corner of the screen.

3. Tap "Settings," the second option from the bottom.

4. Under "Preferences" in the Settings menu, tap "Payment Methods," the second item down.

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'Does Venmo accept prepaid cards?': How to add a prepaid card to Venmo and use it to send money (4)

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Select "Payment Methods."

5. At the bottom of the Payment Methods menu, tap "Add bank or card…"

'Does Venmo accept prepaid cards?': How to add a prepaid card to Venmo and use it to send money (5)

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Below your current payment methods, select "Add bank or card..."

6. In the menu that pops up, tap "Card," the second option.

7. Type your prepaid card's information into the corresponding fields, or tap the camera button next to the blank "Card Number" field to simply take a picture of the card and have the app auto-populate the information.

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Under zip code, simply enter your own - as the card isn't officially registered to any address, it shouldn't be an issue.

'Does Venmo accept prepaid cards?': How to add a prepaid card to Venmo and use it to send money (6)

Melanie Weir/Business Insider

Enter your prepaid card's information.

8. Tap "Add" to add the card to your account.

Related coverage from How To Do Everything: Tech:

'Does Venmo accept prepaid cards?': How to add a prepaid card to Venmo and use it to send money (7)

'Does Venmo accept prepaid cards?': How to add a prepaid card to Venmo and use it to send money (2024)

FAQs

'Does Venmo accept prepaid cards?': How to add a prepaid card to Venmo and use it to send money? ›

Can I use a prepaid card or gift card on Venmo? We allow credit, debit, and prepaid, network branded (e.g. American Express, Discover, MasterCard, Visa) cards registered under your name to be added to Venmo.

Can you add prepaid cards to Venmo? ›

Venmo accepts prepaid cards, but only if they are registered to your name. This means that Visa, Discover, MasterCard, or American Express gift cards likely would not work unless the gift card is registered under your name.

Why can't I add my card to Venmo? ›

If you're having trouble adding your credit or debit card to Venmo, the best thing to do is reach out to your card issuer to confirm that there are no issues. Oftentimes cards are declined because of a recent zip code or address change - your card issuer should be able to tell you more.

Why won't Venmo let me transfer money to my card? ›

Your debit card or bank account may not be eligible to process the instant transfer. The information you entered when linking your bank account doesn't match what your bank has on file. Double-check your bank information. If the existing information is incorrect, please remove your bank account and link it again.

How to transfer Visa gift card to bank account Venmo? ›

Open the Venmo app (Android, iPhone) and click "Me" in the bottom right corner of your screen. Tap the "Wallet" button to see your balance. In the "Banks and Cards" carousel near the bottom of your screen, tap "Add a Bank or Card." Type in your VISA gift card details.

Why won't Venmo let me use a prepaid card? ›

Cards may be declined by the card issuer or Venmo for funds availability or fraud prevention reasons. Some payment cards may require a ZIP code to be linked to your account.

What cards does Venmo accept for instant transfer? ›

Instant transfers only work with U.S. bank accounts or Visa/Mastercard debit cards that participate in instant transfer services (like Visa Fast Funds or Mastercard Send).

Why is Venmo not allowing me to add money? ›

If you've already verified your bank account on Venmo, there are a few other reasons why your attempt to add money may be declined: Your bank returned a notice of insufficient funds for your requested transfer. This information may not be up to date, so please try later or use a debit card instead.

Does Venmo accept vanilla gift cards? ›

If you own a Vanilla gift Card and are wondering whether you can add it to Venmo, then wonder no more because the answer is yes.

Is Venmo a prepaid card or debit card? ›

The Venmo Mastercard® Debit Card is a debit card that operates on the Mastercard network.

How to transfer money between cards on Venmo? ›

To transfer money from Venmo to your debit card, you can follow these steps:
  1. Open the Venmo app and tap on the three lines in the top left corner of the screen.
  2. Select "Transfer to Bank."
  3. Enter the amount you want to transfer and tap "Next."
  4. Select "Debit Card" as the transfer destination.
Oct 19, 2023

How do I add money to Venmo instantly? ›

Depositing Money into Venmo from Your Bank or Card
  1. Open the app and click the “Me” tab;
  2. Find the “Wallet” and select the “Manage Balance” option;
  3. Click “Add Money”;
  4. Select the linked bank account or bank card that you want to fund your Venmo from;
  5. Enter the amount and click “Add”.
Mar 1, 2024

How do I get money off Venmo instantly? ›

Then, follow these steps to initiate your transfer:
  1. Enter or edit the amount you want to transfer to your bank.
  2. Tap Instant (for a small fee) or 1-3 Biz Days (for no fee), then select the bank account or debit card you want to use for your transfer.
  3. Confirm your transfer details, then tap the green Transfer button.
Apr 23, 2024

How to add money to Venmo with a prepaid card? ›

How to Transfer Funds
  1. Select You tab in the Venmo App.
  2. Select Manage Balance.
  3. Select Add Money.
  4. Choose the Newly Integrated Visa Gift Card as a Source.
  5. Enter the Amount to Transfer.
  6. Select Add Now.
Feb 12, 2024

What is the zip code for a prepaid Visa? ›

If you received the gift card in the mail, enter the zip code that matches your mailing address. If using the Visa gift card online, use the same Zip code you entered in the shipping address. If that doesn't work, enter your home zip code. If using the Visa gift card in stores, enter your home zip code.

Can I send money with a prepaid card? ›

Prepaid card issuers also often provide associated apps or online platforms that can streamline and initiate the transfer process. Locate the transfer option. If using an associated app or online portal, this could be labeled as "Transfer," "Move Money," "Send Money," or a similar option.

Can you receive money on Venmo without a bank account? ›

There are a few ways to get money from Venmo without a bank account: Use a Venmo debit card. If you have a Venmo debit card, you can withdraw cash from ATMs or use it to make purchases anywhere Mastercard is accepted. Use a third-party service.

Can you add other cards to Venmo? ›

For security reasons, Venmo places a limit on the number of cards a user can add to their account. Users can have up to 4 active or deleted cards in their account at any given time over a 6 month rolling period.

What cash Apps accept prepaid cards? ›

Cash App accepts most prepaid cards issued by major card networks like Visa, Mastercard, American Express, and Discover. Both reloadable and non-reloadable prepaid cards are generally supported. Some specific prepaid cards that are compatible with Cash App include: Netspend.

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