How to use this report
If you have been a victim of bank and/or check writing fraud, or have had prior difficulties opening or closing a bank account, review your check and bank screening report(s) and dispute them if inaccurate. This applies especially if you are about to open a new bank and/or checking account.
How to dispute the information in your report
If you find information in your consumer report that you believe is inaccurate or incomplete, you have the legal right to dispute the report’s content with the consumer reporting company and the company that shared the information to the reporting company, such as your lender. Under the FCRA, companies must conduct – free of charge – a reasonable investigation of your dispute. The company that has provided the incorrect information must correct the error, and notify all of the consumer reporting companies to whom it provided the inaccurate information.
How to dispute an error on your credit report
