Will My Insurance Company Use Video Surveillance After a Car Accident (2024)

Will My Insurance Company Use Video Surveillance After a Car Accident (1)

Yes, insurance companies may use video surveillance after a car accident if such footage is available. Insurance companies may conduct their own investigation in response to a particularly costly claim. This can include going to the scene of the accident and looking at surveillance footage or any other available evidence.

Insurance companies may look at security camera or dashboard camera footage of the car accident. Traffic cameras may have filmed the accident or the drivers on their way to the eventual site of the collision. Even if security cameras don’t show the accident, they could provide valuable information about the way those involved were driving around the time of the accident.

Why Do Insurance Companies Investigate After a Car Accident?

If you’re filing a claim, the insurance company is likely going to do its due diligence to make sure what you’re saying is true before they pay you.

After their investigation, they may have a different account of the car accident than you had. They may not pay as much as you need because they disagree about the cost of the accident, or what the cause was. A car accident lawyer from our firm can help you make sure your case isn’t undervalued.

Types of Video Surveillance for Car Accidents

Sometimes a car accident will be recorded by a red light camera or a security camera for a business on that particular street.

If one of the cars involved has a dashboard camera then they may look at that as well. Video evidence is useful because it can show exactly what happened during your accident.

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Will the Liable Party’s Insurance Look at Video Surveillance?

The liable party’s insurance may examine video surveillance to disprove liability. In a car accident, the liable party is the person who is responsible for the accident.

If you were to file a suit against the liable party’s insurance company, then it would benefit them to try to disprove liability so they don’t have to pay you on their policyholder’s behalf.

It is reasonable to assume that insurance companies will look at anything available to them that could help disprove liability, including video footage.

The Insurance Company May Use All Evidence Available to Them, but So Will We

There may be a disparity between your account of events and your insurance company’s account. This could cause them to pay you less than you believe you’re entitled to. A lawyer from our firm can help you fight to recover the financial compensation you deserve.

An attorney can investigate all the available evidence in your case to help support your claim.

Our firm will investigate by:

  • Looking at security camera footage
  • Interviewing eyewitnesses
  • Assessing the damage to your vehicle
  • Examining police reports

What Is the Purpose of Our Investigation?

The purpose of our investigation is to build a case for our clients. Looking at all the available data may be able to help us to determine who the liable party was, and the extent of the damage they caused.

If you were the victim of a car accident, then you may want to take legal action against the insurance company of the liable party.

They would likely try to build a case to disprove the liability of their policyholder or try to show that the damage wasn’t extensive so that they don’t have to pay you. As your attorneys, our job would be to prepare a case to show that you’re entitled to compensation.

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What We’ve Been Able to Do for Past Clients in Car Accidents

In one case, we were able to recover $425,000 for a client who was the victim of a motor vehicle accident.

We’ve recovered $250,000 from another liable party’s insurance company with an additional settlement for underinsured insurance pending.

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Do Insurance Companies Have Access to More Information than We Do?

Records of the accident from a security camera or police reports would be made available to our firm as well as the insurance company.

We would have as much access to all the information regarding the accident as the insurance company would. It’s just a matter of being thorough in our investigation.

As your lawyers, we would leave no stone unturned in our search for any information that could help your case.

Contact Bader Scott Injury Lawyers for Help Recovering Compensation

Call us today for a free consultation so that we can get started on your case. We will support you throughout the legal process and can answer any questions you might have.

Don’t let insurance companies push you around and withhold the payments that they owe you according to your policy. Contact Bader Scott Injury Lawyers and see what we can do for you.

Call or text (404) 888-8888 or complete a Free Case Evaluation form

Will My Insurance Company Use Video Surveillance After a Car Accident (2024)

FAQs

Will My Insurance Company Use Video Surveillance After a Car Accident? ›

Surveillance footage can be used by insurance companies.

Can insurance companies ask for video footage? ›

Insurance companies may conduct their own investigation in response to a particularly costly claim. This can include going to the scene of the accident and looking at surveillance footage or any other available evidence. Insurance companies may look at security camera or dashboard camera footage of the car accident.

How often do insurance companies do surveillance? ›

Surveillance can be performed any time throughout the duration of your claim (or lawsuit, if you are involved in a lawsuit with the insurance company). There's no way to know for certain if or when you will be surveilled, but here are a few key points to be aware of: Surveillance usually occurs in 3-day stints.

How to avoid insurance surveillance? ›

You should ask your family and friends not to talk about you, post pictures of you, or tag you in their social media posts. The private investigator or insurance adjuster may also search their social media sites for damaging information about you.

Do insurance companies use dash cam footage? ›

The recorded footage can provide direct evidence to your car insurance company of what caused an accident instead of relying solely on eyewitnesses to determine how an accident occurred. Dashcams can be installed yourself or by a professional.

Is video footage enough evidence? ›

Video evidence is a form of demonstrative evidence. This type of evidence establishes facts. Therefore, footage that only shows assumptions or unverified information will not be admissible. The events in the video must relate to the accident.

Can I ask for camera footage? ›

The first thing to know is that private individuals and businesses aren't required to give you their video footage just because you ask for it. It's their property, even if the footage shows things that happened on public streets and sidewalks.

What is the first thing an insurer must investigate before taking on a claim? ›

The first step in this process completed by the adjuster is to determine whether coverage is applicable to a loss. The methodology they use depends on whether the claim is first-party or third-party in nature.

What process will the insurance company use to monitor the insured? ›

Under the concurrent review process, the insurance company will monitor the insured's hospital stay to make sure that everything is proceeding according to schedule and that the insured will be released from the hospital as planned.

Do insurance companies tap your phone? ›

Insurance companies cannot tap your phone, but they can request to see your phone records. They may ask you directly or they may go through court channels.

Can you refuse to give dashcam footage? ›

Compliance and Resistance. If you refuse to comply with a request for your dash cam footage, law enforcement officials may seek a subpoena to force you to turn over the footage. If you still refuse to comply, you may face legal consequences.

Can I request a copy of a dash cam footage? ›

Requesting CCTV footage of a car accident. Legally, you are entitled to request a copy of CCTV recordings of yourself. To do so, you'll need to identify the owner of the security camera first.

How long does footage stay on dash cam? ›

The average fleet dash camera records depending on the SD card storage space. On average, you're looking at 3-50 hours. However, GPS Insight prides itself on two state-of-the-art cameras, the Drive360 all-in-one and Driveri. These cameras are a step above the rest because they can save data to an SD card and the cloud.

Can you ask a company for video footage? ›

Consent would eliminate the need for a warrant. There's nothing stopping a detective from requesting footage without a warrant. Many businesses will comply with a police officer or a prosecutor when they simply ask for this.

Do you have to post about video surveillance? ›

Posting notices is a straightforward way of letting people know that there are security devices on your property. California doesn't explicitly require you to provide signage, but doing so helps you comply with other laws. The “reasonable expectation” of privacy is key to legal compliance in so many scenarios.

Can you ask stores for camera footage? ›

Well, in most states, retail establishments like stores and restaurants are not required by law to disclose or provide copies of their business security camera footage to random customers or patrons who ask.

Do companies review security footage? ›

Stores often resort to checking their security cameras after an incident has occurred or when one is discovered, which can sometimes be weeks after the fact. This reactive approach is typically triggered by specific events or suspicions that prompt a review of the footage.

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